Youth Accounts

Give your kids an early start on the road to financial success with one of our no-fee youth accounts.

Designed specifically with our youngest members in mind, these accounts earn interest and are loaded with freebies!

FAT CAT®

FAT CAT®

This is right for you if… you’re 12 and under. It’s never too early to start learning how to save and manage money. Our FAT CAT® account can help!

Features:

Our no-fee option for kids 12 and under.

  • No minimum balance
  • No monthly fee
  • Free Member Card® debit card
  • Free FAT CAT® passbook
  • 25 free debits a month
  • Free ATM withdrawals
  • No-fee withdrawals & deposits in-branch
  • Interest earned daily, paid monthly

Benefits:

  • Kids build healthy lifelong financial habits with their first bank account.
    With no fees to eat away at their hard-earned savings, this interest-earning account helps your kids reach their goals sooner.
  • Free ATM withdrawals at Canadian credit unions (AccuLink®)
  • No-fee deposits and withdrawals in-branch
  • Free monthly statement

Fees:

  • No monthly fee
  • $0.65 per debit (25 free debits a month)

Headstart®

Headstart®

This account is right for you if… you’re 13 to 18 years old. Start taking control of your financial future with this no-fee, full-featured account.

Features:

Our no-fee option for teens 13-18 years old.

  • No minimum balance
  • No monthly fee
  • Free Member Card® debit card
  • Free ATM withdrawals
  • Interest earned daily, paid monthly
  • 25 free debits a month
  • No-fee withdrawals & deposits in-branch
  • Personalized cheques available
  • Free access to CU@HOME internet banking and TeleService phone banking

Benefits:

  • Build financial independence with this full-featured account designed just for teens.
    Earn interest and save up for that something special without any pesky fees getting in the way.
  • Your own Member Direct® debit card for use in ATMs and Interac® direct payment
  • Free ATM withdrawals at Canadian credit unions (AccuLink®)
  • Free monthly statements
  • No-fee deposits and withdrawals in-branch
  • Personalized cheques available

Fees:

  • No monthly fee
  • $0.65 per debit (25 free debits a month)
  • $2 for in-branch bill payments