Index-Linked Term Deposit

With an Index-Linked Term Deposit you can potentially earn high returns linked to stock market performance over three or five years. Your initial investment is guaranteed and with no potential for loss, it helps keep your financial fitness strong.

This is right for you if you…

  • have a three to five year investment timeframe;
  • want a higher return that the market can potentially provide without the risk;
  • don’t need to access the funds for the investment term; and
  • have a low tolerance for risk.


  • There are two options available:
    • 3 year non-redeemable term with 75% participation in the performance of the Index; and
    • 5 year non-redeemable term with 125% participations in the performance of the Index.
  • You get exposure to the Canadian S&P/TSX60 Index, which tracks 60 foremost companies in leading Canadian industries.
  • There is no cap on the return you can enjoy.
  • Your initial investment is guaranteed.
  • Interest is paid at final maturity.

Visit us in branch or call TeleService at 1-877-WESTOBA to learn more about making an Escalator Term Deposit part of your financial fitness routine!